Here’s how acting before December 31st can give you extra contribution room. As 2025 winds down and we prepare to welcome 2026, there’s one financial step first-time home buyers in Canada shouldn’t overlook: opening a First Home Savings Account (FHSA) before December 31st. Even if you’re not ready to buy a home tomorrow, this one […]
How To Make the Most of Your FHSA Before the New Year Read More »
Discover the 3 ONLY ways to secure the lowest mortgage rate in Canada and save thousands over the life of your loan! The biggest factor driving today’s home buyers’ decision to buy is the Interest Rate. When I was buying my first home, I had no idea how to qualify for a better rate from
You’ve found the perfect home. You’ve run the numbers. But then the question hits: “Should I buy now with the minimum down payment… or keep saving until I’ve got the full 20%?” On the other hand, waiting and saving more can result in lower payments and help avoid extra costs, such as mortgage insurance. On
